Precision Financial Planning for Plandome: Serving One of Long Island's Wealthiest Villages
With a mean household income above $450K and median home sales near $3.1M, Plandome ranks among the most affluent communities in the entire New York metro area. Our Lake Success office, eight minutes from your front door, provides the fiduciary, fee-only planning this level of wealth demands.
8 min from our Lake Success office
What Changes When Everything Works Together
Most advisory firms do one thing well and outsource the rest. At United Financial Planning Group, your investment decisions, retirement timeline, and tax planning reinforce each other, because the same team handles all three.
CFP® professionals, CPAs, and Enrolled Agents work side by side, not across town. Hover over a service to see how it connects to your complete financial picture.
Why Plandome Residents Choose UFPG
Tailored financial strategies for a village where nearly every household owns their home and most commute to Manhattan's highest-paying industries.
High-Income Tax Optimization for Wall Street Commuters
Plandome's 32-minute express to Penn Station makes it a magnet for finance professionals earning well into seven figures. We build multi-year tax projections that coordinate deferred compensation timing, bonus structuring, and estimated payments to minimize your combined federal and New York State burden.
Mortgage Strategy for $3M+ Properties
With Plandome's median home sale above $3M, mortgage interest deduction limits and jumbo loan structuring become critical planning variables. We model purchase, refinance, and payoff scenarios against your broader portfolio to determine the optimal leverage strategy.
Estate Planning With Federal Exemption Maximization
Most Plandome households hold combined assets that approach or exceed federal estate tax thresholds. We design trust structures, gifting programs, and beneficiary strategies that capture every dollar of available exemption before it sunsets.
Roth Conversion Laddering for High Earners
For Plandome professionals approaching retirement with large traditional IRA or 401(k) balances, a well-timed Roth conversion ladder can save hundreds of thousands in future taxes. We map conversion amounts against projected income, Medicare surcharges, and estate goals to find the optimal annual window.
Fee-Only, Fiduciary Commitment
In a village where 84.5% of adults hold a bachelor's degree or higher, our clients appreciate the transparency of fee-only advice. No commissions, no product sales, just planning aligned entirely with your goals.
Inside Plandome's Exceptional Financial Profile
Plandome is a statistical outlier even among Long Island's wealthiest enclaves. Barely 1,450 residents occupy a village where 99.2% of homes are owner-occupied, mean household income exceeds $450K, and the typical home trades above $3M. The overwhelming majority of working residents commute to Manhattan via the Plandome LIRR station (one of the fastest rides on the entire Long Island Rail Road), placing them in industries like investment banking, corporate law, and private equity. This creates a remarkably concentrated demand for sophisticated tax planning, deferred compensation strategies, and estate preservation. Our Lake Success team understands the nuances of Plandome life, from Manhasset UFSD school funding decisions to the real estate tax implications of North Shore property assessments, and we bring that context to every engagement.
A one stop shop for your
entire financial life
Financial Planning
A comprehensive roadmap for your financial future, built around your actual life and informed by deep tax expertise most planners simply don't have.
Learn moreHypothetical illustration only. Not actual client results. Past performance does not guarantee future results. Investing involves risk, including possible loss of principal.
Investment Management
Tax-aware portfolio management that considers how every trade, every rebalance, and every distribution flows through to your tax return.
Learn moreHypothetical illustration only. Dollar figures do not represent actual client results. Individual outcomes vary based on circumstances.
Tax Planning & Preparation
Proactive, year-round strategies to reduce your lifetime tax burden, prepared by CPAs and Enrolled Agents who already know your financial story.
Learn moreBuilt for Financial Lives That Don't Fit in a Template
Retirement Readiness
Retirement income gap analysis
Roth conversion strategy
Health insurance bridge modeled
Hypothetical illustration only. Dollar figures do not represent actual client results. Individual outcomes vary based on personal circumstances.
Fee-Only. Fiduciary. No Exceptions.
We don't earn commissions. We don't sell products. As a fee-only registered investment advisor, every recommendation we make is legally required to be in your best interest.
Years of experience
Under management
States served nationwide
What Our Clients Say
Also Serving Nearby Communities
Our team works with families and professionals across Long Island. Explore how we serve communities near you.
Ready to Stop Coordinating Between Advisors?
Schedule a no-pressure conversation. We'll listen to what's going on in your financial life and help you decide if working together makes sense.