Financial Planning for Smithtown: Retirement, Business Succession, and Tax Strategy
United Financial Planning Group is just 5 minutes from Smithtown, bringing financial planning, tax preparation, and investment management together under one roof for families across the Smithtown community.
CFP® professionals, CPAs, and Enrolled Agents serving Smithtown families.
What Changes When Everything Works Together
Most advisory firms do one thing well and outsource the rest. At United Financial Planning Group, your investment decisions, retirement timeline, and tax planning reinforce each other, because the same team handles all three.
CFP® professionals, CPAs, and Enrolled Agents work side by side, not across town. Hover over a service to see how it connects to your complete financial picture.
Why Smithtown Families Choose United
Smithtown's established business owners, retiring executives, and high-net-worth families need financial planning that addresses complex tax situations, business transitions, and retirement income, not cookie-cutter advice.
Retirement income distribution planning
For Smithtown residents approaching or in retirement, we build withdrawal strategies across IRAs, 401(k)s, Social Security, and taxable accounts, sequencing distributions to minimize taxes and maximize the longevity of your portfolio.
Business succession and exit planning
Smithtown's Route 111 corridor and surrounding commercial areas are home to established businesses. We help owners value their enterprise, structure buy-sell agreements, optimize the tax impact of a sale, and ensure the transition funds their retirement.
Tax planning and investing under one roof
Most Smithtown families use a separate CPA and financial advisor who never talk to each other. Our team includes both, so your investment strategy, Roth conversions, and tax return are all coordinated.
5 minutes from Smithtown on Motor Parkway
Our Hauppauge headquarters is a quick drive down the 347 or Northern State. Meet with us in person or virtually, whatever works for your schedule.
Fee-only, always
We don't earn commissions or sell products. Every recommendation is legally required to be in your best interest.
Property Tax Strategy for Smithtown Residents
Suffolk County property taxes are among the highest in the nation, and Smithtown is no exception. Between school district taxes, town taxes, and the SALT deduction cap, the decisions you make around property tax grievances, exemptions, and reinvestment of savings can meaningfully impact your long-term financial plan. Our team coordinates these tax realities with your investment and retirement strategy.
A one stop shop for your
entire financial life
Financial Planning
A comprehensive roadmap for your financial future, built around your actual life and informed by deep tax expertise most planners simply don't have.
Learn moreHypothetical illustration only. Not actual client results. Past performance does not guarantee future results. Investing involves risk, including possible loss of principal.
Investment Management
Tax-aware portfolio management that considers how every trade, every rebalance, and every distribution flows through to your tax return.
Learn moreHypothetical illustration only. Dollar figures do not represent actual client results. Individual outcomes vary based on circumstances.
Tax Planning & Preparation
Proactive, year-round strategies to reduce your lifetime tax burden, prepared by CPAs and Enrolled Agents who already know your financial story.
Learn moreBuilt for Financial Lives That Don't Fit in a Template
Retirement Readiness
Retirement income gap analysis
Roth conversion strategy
Health insurance bridge modeled
Hypothetical illustration only. Dollar figures do not represent actual client results. Individual outcomes vary based on personal circumstances.
Fee-Only. Fiduciary. No Exceptions.
We don't earn commissions. We don't sell products. As a fee-only registered investment advisor, every recommendation we make is legally required to be in your best interest.
Years of experience
Under management
States served nationwide
What Our Clients Say
Also Serving Nearby Communities
Our team works with families and professionals across Long Island. Explore how we serve communities near you.
Ready to Stop Coordinating Between Advisors?
Schedule a no-pressure conversation. We'll listen to what's going on in your financial life and help you decide if working together makes sense.