Bespoke Wealth Management for Lloyd Harbor's Most Distinguished Families
United Financial Planning Group serves one of Long Island's wealthiest communities with family office-level wealth management, estate planning, and integrated tax services, all from our Hauppauge office.
CFP® professionals, CPAs, and Enrolled Agents serving Lloyd Harbor families.
What Changes When Everything Works Together
Most advisory firms do one thing well and outsource the rest. At United Financial Planning Group, your investment decisions, retirement timeline, and tax planning reinforce each other, because the same team handles all three.
CFP® professionals, CPAs, and Enrolled Agents work side by side, not across town. Hover over a service to see how it connects to your complete financial picture.
Why Lloyd Harbor Families Choose United
Lloyd Harbor's 2-acre minimum zoning, historic Caumsett State Park, and mean household income exceeding $350K make it one of the most exclusive communities on Long Island. The financial planning needs here require a team, not a single advisor.
Ultra-HNW family office services
Lloyd Harbor families often need coordination across investments, tax, estate, insurance, and philanthropy that goes beyond traditional advisory. We provide family office-level oversight, managing the full picture so nothing falls through the cracks.
Intergenerational wealth transfer
With estates valued well into the millions, transferring wealth to the next generation requires careful structuring. We design gifting strategies, dynasty trusts, and family limited partnerships that minimize transfer taxes while keeping assets within the family.
Alternative investment due diligence
Many Lloyd Harbor families hold alternative investments: private equity, real estate funds, hedge funds, and venture capital. We evaluate these holdings for fees, liquidity, and fit within your overall allocation to make sure they're earning their place in your portfolio.
Concentrated stock strategies for finance executives
Finance and corporate executives in Lloyd Harbor frequently hold outsized positions in employer stock. We build tax-efficient diversification plans using exchange funds, systematic selling, and charitable giving strategies to reduce concentration risk over time.
Fee-only, always
We don't earn commissions or sell products. Every recommendation is legally required to be in your best interest.
Planning for Lloyd Harbor's Exclusive Community
Lloyd Harbor is home to the former Marshall Field estate (now Caumsett State Historic Park), and its legacy of quiet wealth continues today. With a population of roughly 3,500 and a mean household income exceeding $351K, the village draws senior executives, finance professionals, and multigenerational families who value privacy and discretion. Financial planning here often involves coordinating seven-figure investment portfolios, complex estate structures, and alternative holdings that require institutional-grade oversight.
A one stop shop for your
entire financial life
Financial Planning
A comprehensive roadmap for your financial future, built around your actual life and informed by deep tax expertise most planners simply don't have.
Learn moreHypothetical illustration only. Not actual client results. Past performance does not guarantee future results. Investing involves risk, including possible loss of principal.
Investment Management
Tax-aware portfolio management that considers how every trade, every rebalance, and every distribution flows through to your tax return.
Learn moreHypothetical illustration only. Dollar figures do not represent actual client results. Individual outcomes vary based on circumstances.
Tax Planning & Preparation
Proactive, year-round strategies to reduce your lifetime tax burden, prepared by CPAs and Enrolled Agents who already know your financial story.
Learn moreBuilt for Financial Lives That Don't Fit in a Template
Retirement Readiness
Retirement income gap analysis
Roth conversion strategy
Health insurance bridge modeled
Hypothetical illustration only. Dollar figures do not represent actual client results. Individual outcomes vary based on personal circumstances.
Fee-Only. Fiduciary. No Exceptions.
We don't earn commissions. We don't sell products. As a fee-only registered investment advisor, every recommendation we make is legally required to be in your best interest.
Years of experience
Under management
States served nationwide
What Our Clients Say
Also Serving Nearby Communities
Our team works with families and professionals across Long Island. Explore how we serve communities near you.
Ready to Stop Coordinating Between Advisors?
Schedule a no-pressure conversation. We'll listen to what's going on in your financial life and help you decide if working together makes sense.