Financial Planning Rooted in Northport's Harbor Village Community
United Financial Planning Group serves Northport's village families, retirees with significant home equity, and maritime small business owners with integrated financial planning, tax preparation, and investment management, 15 minutes from our Hauppauge office.
CFP® professionals, CPAs, and Enrolled Agents serving the Northport community.
What Changes When Everything Works Together
Most advisory firms do one thing well and outsource the rest. At United Financial Planning Group, your investment decisions, retirement timeline, and tax planning reinforce each other, because the same team handles all three.
CFP® professionals, CPAs, and Enrolled Agents work side by side, not across town. Hover over a service to see how it connects to your complete financial picture.
Why Northport Families Choose United
Northport's harbor village charm attracts longtime homeowners, retirees, and small business owners who have built their lives around this community. Financial planning here means understanding the intersection of deep home equity, modest pensions, and village commerce.
Retirement planning for homeowners with significant equity
Many Northport residents bought their homes decades ago and are now sitting on $300K–$600K in equity. We help you figure out how to turn that equity into retirement income, whether through downsizing, a reverse mortgage analysis, or incorporating it into your broader withdrawal strategy.
Downsizing strategies for empty nesters
When the kids leave and the house feels too big, the financial decisions multiply: sell or rent, how to handle capital gains exclusions, where to reinvest proceeds, and how to time the move with your retirement date. We model every scenario so you make the transition on your terms.
Small business planning for village merchants and maritime businesses
Northport Village's Main Street shops, waterfront restaurants, and boatyard businesses need retirement plans, cash flow management, and eventual exit strategies. We help small business owners build financial plans that account for the seasonal rhythms of a harbor town.
Tax planning and investing under one roof
Our team includes both CFP® professionals and CPAs, so your home equity decisions, business income, and retirement distributions are all coordinated with your tax return. No more juggling separate professionals.
Fee-only, always
We don't earn commissions or sell products. Every recommendation is legally required to be in your best interest.
Northport's Home Equity Opportunity
Northport has a unique mix of modest cottages and larger waterfront homes, but even the cottages have appreciated dramatically over the past two decades. Long-time homeowners are often sitting on more equity than they realize, and that equity represents an untapped planning opportunity. Whether you're considering downsizing to free up cash, using a HELOC strategically, or simply factoring your home into your retirement income plan, coordinating that decision with your tax situation and investment portfolio is essential.
A one stop shop for your
entire financial life
Financial Planning
A comprehensive roadmap for your financial future, built around your actual life and informed by deep tax expertise most planners simply don't have.
Learn moreHypothetical illustration only. Not actual client results. Past performance does not guarantee future results. Investing involves risk, including possible loss of principal.
Investment Management
Tax-aware portfolio management that considers how every trade, every rebalance, and every distribution flows through to your tax return.
Learn moreHypothetical illustration only. Dollar figures do not represent actual client results. Individual outcomes vary based on circumstances.
Tax Planning & Preparation
Proactive, year-round strategies to reduce your lifetime tax burden, prepared by CPAs and Enrolled Agents who already know your financial story.
Learn moreBuilt for Financial Lives That Don't Fit in a Template
Retirement Readiness
Retirement income gap analysis
Roth conversion strategy
Health insurance bridge modeled
Hypothetical illustration only. Dollar figures do not represent actual client results. Individual outcomes vary based on personal circumstances.
Fee-Only. Fiduciary. No Exceptions.
We don't earn commissions. We don't sell products. As a fee-only registered investment advisor, every recommendation we make is legally required to be in your best interest.
Years of experience
Under management
States served nationwide
What Our Clients Say
Also Serving Nearby Communities
Our team works with families and professionals across Long Island. Explore how we serve communities near you.
Ready to Stop Coordinating Between Advisors?
Schedule a no-pressure conversation. We'll listen to what's going on in your financial life and help you decide if working together makes sense.