Preserving Wealth Across Generations in the Three Village Community
United Financial Planning Group serves Setauket's established families and professionals with estate planning, retirement transition strategies, and integrated tax services, from our Hauppauge office 15 minutes away.
CFP® professionals, CPAs, and Enrolled Agents serving the Three Village area.
What Changes When Everything Works Together
Most advisory firms do one thing well and outsource the rest. At United Financial Planning Group, your investment decisions, retirement timeline, and tax planning reinforce each other, because the same team handles all three.
CFP® professionals, CPAs, and Enrolled Agents work side by side, not across town. Hover over a service to see how it connects to your complete financial picture.
Why Three Village Families Choose United
The Three Village community (Setauket, East Setauket, and Old Field) is one of Long Island's most historically significant areas. Families here tend to have deep roots, multi-generational wealth, and complex planning needs.
Legacy and estate planning
Many Setauket families have built wealth over decades, through real estate appreciation, careers, and family businesses. We help structure trusts, gifting strategies, and estate plans that protect what you've built for the next generation.
Retirement transition for hybrid commuters
With the shift to remote and hybrid work, many longtime NYC commuters in the Three Village area are rethinking retirement timelines. We model scenarios for early retirement, phased transitions, and part-time consulting income.
Charitable giving strategies
Setauket's historically-minded residents often support local preservation efforts, the Ward Melville Heritage Organization, and community institutions. We help structure charitable giving for maximum tax benefit, including donor-advised funds and qualified charitable distributions.
Tax planning and investing under one roof
Our team includes both CFP® professionals and CPAs working side-by-side. Your investment strategy, estate plan, and tax return are all coordinated to minimize your lifetime tax burden.
Fee-only, always
We don't earn commissions or sell products. Every recommendation is legally required to be in your best interest.
Planning for Three Village's Multi-Generational Families
The Three Village area has an unusually high concentration of families who have lived in the community for 20, 30, even 50+ years. That longevity creates specific financial planning challenges: significant unrealized gains in real estate, complex estate tax exposure, and the need to coordinate wealth transfer across multiple generations. Our integrated approach addresses all of these, connecting your investment strategy, tax planning, and estate documents in one cohesive plan.
A one stop shop for your
entire financial life
Financial Planning
A comprehensive roadmap for your financial future, built around your actual life and informed by deep tax expertise most planners simply don't have.
Learn moreHypothetical illustration only. Not actual client results. Past performance does not guarantee future results. Investing involves risk, including possible loss of principal.
Investment Management
Tax-aware portfolio management that considers how every trade, every rebalance, and every distribution flows through to your tax return.
Learn moreHypothetical illustration only. Dollar figures do not represent actual client results. Individual outcomes vary based on circumstances.
Tax Planning & Preparation
Proactive, year-round strategies to reduce your lifetime tax burden, prepared by CPAs and Enrolled Agents who already know your financial story.
Learn moreBuilt for Financial Lives That Don't Fit in a Template
Retirement Readiness
Retirement income gap analysis
Roth conversion strategy
Health insurance bridge modeled
Hypothetical illustration only. Dollar figures do not represent actual client results. Individual outcomes vary based on personal circumstances.
Fee-Only. Fiduciary. No Exceptions.
We don't earn commissions. We don't sell products. As a fee-only registered investment advisor, every recommendation we make is legally required to be in your best interest.
Years of experience
Under management
States served nationwide
What Our Clients Say
Also Serving Nearby Communities
Our team works with families and professionals across Long Island. Explore how we serve communities near you.
Ready to Stop Coordinating Between Advisors?
Schedule a no-pressure conversation. We'll listen to what's going on in your financial life and help you decide if working together makes sense.